Selection Process & Requirements

Selection Process

There are several steps taken by Scott County Habitat in the selection of partner families including:

  • Staff and selection committee review of applications
  • Check income and credit reports
  • Visit applicants' homes
  • Interview applicants and their families
  • Review and approval by Family Selection Committee and Board of Directors

Please note: Partner families are selected based upon actual need for housing, ability to pay, and willingness to partner. Scott County Habitat does not discriminate because of age, race, religion, sex, handicap status, veteran status, marital status, or national origin. It takes approximately 12-18 months from the time a selected family applies to the time they move into their Habitat home.

Requirements to Purchase a Habitat Home

To be eligible to become a Scott County Habitat for Humanity Partner Family, you must meet the following requirements:

  • Be a legal United States resident
  • Live or work in Scott County for at least one continuous year prior to application
  • Earn a minimum of $2,000 gross per month
  • Have a steady source of income for two years prior to filing the application, or one year if you've been at your current job for one year.
  • Any bankruptcy filings must have been discharged a minimum of one year prior to filing an application
  • (Maximum Income) -- Have a total household income which does not exceed 60% of the median income for similar size families in Scott County.

Demonstrate the following:

  1. Substantial need for housing--Your home must be:

    Substandard--problems with heat, water, electricity, structure

    Insufficient space--lacking enough bedrooms for the number of people in the household

    Dangerous--located in unsafe or unsanitary living conditions

    Inadequate--not suited for a family member who has a limitation

    Subsidized for an extended period of time

  2. Ability to Pay

    Your income will not stop or decrease by owning a home and is stable over time

    Your income will allow you to make 10 monthly payments of $60 for your first year of homeowner's insurance ($600) before you move into the house

    Your credit report and current debts are satisfactory

    Your income does not qualify you for other home ownership programs

  3. Willingness to partner with Scott County Habitat

    Completing the application on time with all the requested information

    Be willing to move to a new location within Scott County

    Agree to complete sweat equity hours

    Show that the family is ready for the responsibilities of owning and keeping up a home and yard


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